The value of your Costco shop card depends on your annual spend with Petsy. Any changes you make to your policy, like adding pets or changing your coverage, can affect the value of Costco shop card you will receive.
You can view the shop card values here: https://petsy.com.au/costco-terms-and-conditions/
At Petsy, there are several factors that influence the adjustment of premiums at each renewal.
The factors which can influence your premium include:
● Your pet’s age. As pets get older, they are likely to receive more expensive and more frequent medical treatments. Therefore, younger pets tend to cost less to insure than older ones.
● The rising cost of veterinary care and treatments.
● Advancements in veterinary care.
● Changes within the pet insurance industry as a whole (eg. regulatory compliance costs).
● Inflation.
● Breed and location: Since certain breeds of dogs and cats are prone to different medical issues, your pet’s breed can affect your premiums. Where you live also matters, since the cost of veterinary care varies from place to place. Changes in claim frequencies or costs for pets similar to yours in your area can also impact premiums.
We calculate premiums at each renewal individually to reflect these factors.
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