Do you cover pre-existing conditions?

Created by Insurance Team Petsy, Modified on Tue, 12 Nov, 2024 at 1:23 PM by Insurance Team Petsy

No, Petsy Pet Insurance doesn’t cover pre-existing conditions. A pre-existing condition is any illness or injury where your pet showed symptoms or signs of, was diagnosed with, or was treated for before the exclusion periods on your policy have ended. 


Having pre-existing conditions doesn’t mean we won’t insure your pet; it just means the policy won’t cover costs related to any illness or injury they had before the exclusion periods ended. Any symptoms, signs or diagnoses of an injury or illness that appear before your policy exclusion periods ended would be considered a pre-existing condition. 


Like most providers, Petsy Pet Insurance is designed to cover unexpected accidental injuries and illnesses that happen after the exclusion periods are over. Pet insurance helps to protect against new conditions, not ongoing ones your pet already has.


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