Do you have a list of inclusions?

Petsy Pet Insurance covers almost every type of accidental injury and illness unless specifically listed as not covered. 

Petsy Pet Insurance is designed for unexpected accidental injuries and illnesses after your exclusion periods have ended. We don't cover pre-existing conditions or preventative/elective treatments. 

Common accidental injuries and illnesses we cover, with no sub-limits or condition limits, include: 

✅ Emergency vet visits 

✅ Cancer treatment and chemotherapy 

✅ Treatment by veterinary specialists 

✅ Diabetes 

✅ Hospitalisation 

✅ Hip and elbow dysplasia 

✅ Surgeries 

✅ Ingestion of foreign objects 

✅ X-rays, CT scans, and MRIs 

✅ Fractures and broken bones 

✅ Motor vehicle accidents injuries 

✅ Snake bites 

✅ Heatstroke 

✅ Hyperthyroidism 

✅ Lacerations or abrasions 

✅ Bite or fight wound abscesses 

✅ Emergency boarding 

✅ Soft tissue injuries 

✅ Lab and diagnostic tests 

✅ Allergic reactions 

✅ Ultrasounds and radiology 

✅ Poisoning 

✅ Blood tests 

✅ Gastrointestinal problems 

✅ Hereditary and congenital issues 

✅ Luxating patella 

✅ Breed-specific conditions 

✅ Intervertebral Disc Disease (IVDD) 

✅ Vomiting and diarrhoea 

✅ Arthritis 

✅ Hip joint surgery 

✅ Embedded grass seeds 

✅ Heart disease 

✅ Tick paralysis 

✅ Anal gland disorders 

✅ Skin conditions 

✅ Urinary stones (Urolithiasis) 

✅ Ear and eye conditions 

✅ Hyperadrenocorticism 

✅ Essential euthanasia 

✅ Renal disease 

✅ Gastric dilatation-volvulus (GDV) 

✅ Vaccinatable diseases (with proof of up-to-date vaccinations) 

Optional cover available: 

✅ Dental illness, including dental disease, tooth fractures, gingivitis, and periodontal disease 

✅ Specialised therapies like acupuncture, physiotherapy, hydrotherapy, chiropractic care, and more 

✅ Behavioural conditions such as anxiety, aggression, obsessive behaviour, destructive chewing, and more 

And so much more.