Are vet consultations covered?

With Petsy Pet Insurance, you can choose to include or exclude coverage for vet consultation fees related to treatment for illness or injury. 

Vet consultation fees are what you pay your vet when your pet needs to see the vet for treatment when they’re sick or hurt. 

We don’t cover routine checkups or vet visits related to routine, preventative treatments, vaccinations, or getting your pet desexed. 

You might not want vet consultation fees covered with your policy if: 

- You already have a vet plan that covers regular health checkups. 

- You work in the veterinary industry and get discounts. 

- You’re a senior citizen and receive pensioner vet visit discounts. 

If you don’t add vet consultation fees to your policy, it means we won’t pay for all the vet fees for your vet appointments. We can still help with eligible treatment costs, but not the fees for seeing the vet, even in emergencies or after-hours visits. 

If you add vet consultations as part of your policy, vet consultations related to the treatment of an injury or illness are covered. However, this does not include consultations for preventative and routine care, pre-existing conditions, elective procedures, and regular health check-ups. 

If you have a wellness plan with your vet that includes free or pre-paid consultations, you can choose to exclude vet consultation fees from your policy. To arrange this, just let us know when you apply for Petsy Pet Insurance. 

If you don't have a wellness plan with your vet, many pet parents opt to include vet consultations fees in their policy because emergency visits, especially those outside of regular business hours, can be significantly more expensive.