What is optional extra benefits?

Optional Extra Benefits are extra things you can add to your pet insurance to help cover conditions and treatments that aren't included as standard. 

Optional Extra Benefits include: 

• Vet costs for Dental Illness treatment (this doesn’t include regular dental check-ups and cleans) 
• Vet costs for Behavioural Problems such as anxiety or aggression 
• Special therapies for treatments that do not generally fall within the realm of conventional veterinary medicine, such as acupuncture or hydrotherapy 

Over 80% of dogs and cats develop dental disease by the age of three. Although Petsy’s Optional Extra Benefits include coverage for Dental Illness, there’s no coverage if the condition is pre-existing. Given that pets aged three and older are likely to have pre-existing conditions of dental disease (including gingivitis, plaque/tartar and calculus), we've set a three year old age limit for adding Optional Extra Benefits – you cannot add Dental Illness to your cover after your pet turns 3 years old - to reduce the chance of pre-existing condition exclusion applying to your pet, and to ensure our coverage genuinely serves the interests of pet owners. 

Optional Extra Benefits can only be added when the policy is initially taken out or at the time of renewal, and so the last opportunity to add Optional Extra Benefits is when the pet is two years of age.